Purpose
Even with motor and work accident insurance in place, TVDE drivers may still lack adequate protection in the event of a serious accident. SABSEG’s Personal Accident Insurance provides essential reinforcement — with compensation for disability, death or hospitalisation, immediate medical support, and the possibility of extending coverage to personal life. It’s the right solution for anyone with dependants, ongoing loans, or simply the desire for financial stability in the face of unexpected events.
Reasons to Subscribe
Basic Coverages
Accidental Death
Compensation to legal heirs or designated beneficiaries.
Permanent Disability
Compensation proportional to the degree of impairment.
Medical Expenses
Consultations, tests, physiotherapy, prosthetics, and hospitalisation.
Funeral Expenses
Coverage of funeral-related costs.
Psychological Support
Post-trauma clinical counselling sessions.
Optional Coverages
24/7 Protection (personal + professional life)
Covers accidents outside the work context.
Prolonged Hospitalisation Allowance
Daily income during hospital stays over 3 days.
Zero Deductible on Medical Expenses
Full reimbursement within the agreed limits.
Temporary Disability Income
Monthly income support during work stoppage.
Passenger Extension
Additional protection for occupants of the vehicle.
Target Audience
TVDE drivers whose main source of income is their driving activity
Professionals with financial dependants or ongoing personal/home loans
Drivers seeking support in the event of a serious accident
Operators wishing to enhance protection for their drivers
Any driver who wants to reinforce their coverage with additional financial security
FAQ's - Frequently Asked Questions
No. But it is strongly recommended to reinforce the driver’s protection in the event of a serious accident — even outside professional activity.
Yes, if you select the 24/7 protection option, which includes personal-life incidents — such as falls, sports injuries, domestic accidents, etc.
In most cases, no. For higher capital limits, a short medical questionnaire may be required.
Yes. You can include optional coverage for vehicle occupants, with an independent insured sum.
Yes. You can include a daily hospital allowance or a temporary disability income.