Purpose
If you are a self-employed TVDE driver, Work Accident Insurance is mandatory by law (Decree-Law no. 159/99). This policy provides protection in the event of an accident occurring during service or on the way to or from work, covering medical expenses, financial support due to incapacity, and compensation in case of disability or death. With SABSEG, you’ll have access to a policy tailored to your income and needs — with ongoing support, no bureaucracy, and fully customisable capital amounts.
Reasons to Subscribe
Mandatory Coverages
Medical and Hospital
Transport, consultations, surgery, physiotherapy and medication.
Temporary Incapacity
Daily allowance during temporary inability to work.
Permanent Incapacity
Compensation proportional to the degree of incapacity.
Death from Work Accident
Compensation for legal heirs and funeral assistance.
Home–Work Commute Coverage
Accidents during professional commuting.
Optional Coverages
Increased Capital
Customised insured amounts.
24/7 Protection
Covers accidents outside of working hours.
Home Assistance
Support during recovery.
Prolonged Hospitalisation Benefit
Income supplement after long-term hospital stays.
Target Audience
Self-employed TVDE drivers (ENI)
Service providers / freelancers with a vehicle used for passenger transport
Aggregators wishing to protect contracted drivers
Fleet operators with no employment link to their drivers
Any self-employed professional in the mobility sector
FAQ's - Frequently Asked Questions
Yes. It is required for all self-employed professionals providing remunerated services, such as TVDE drivers.
Yes, if the accident occurs during a professional commute. You may also opt for 24/7 coverage to include personal-life accidents.
Yes. It is considered a professional expense and can be deducted on your personal income tax (IRS) or corporate accounts.
Yes, provided the travel is related to your professional activity.
Yes. SABSEG recommends that the insured capital be proportional to your average monthly income, but it can be customised.